Built from the operator's seat.
FHC Prosper was built on years of running companies day to day: real payroll, real cash pressure. That experience shapes how we work. Practical calls you can act on, not textbook theory.
Fractional CFO Advisory · Florida holding company owners · $8M to $25M combined
Fractional CFO firm for Florida holding company owners.
We bring clarity for owners who have the operating company in one entity and the building or sister companies in others, and nobody is rolling it up. One view of the group, held to a monthly review. You get a CFO's judgment without the cost of a full-time hire.
+2% net margin increase in 4 months+$30K owner take-home0 → 2 months cash reserves
Who this is for
Florida working owners with an operating company and at least one related entity.
Residential real estate. Multiple operating companies. A holdings entity. A commercial building LLC. Combined operating revenue around $8M to $25M, and books that exist but don't talk.
We don't work with everyone, and that's the point. One state, one kind of owner, one problem we know cold. If that's not your setup, we'll point you to someone better suited on the first call.
What makes us different
Three things most fractional CFOs can't say.
We teach you your own numbers.
We don't just hand you a dashboard. We teach you to read it, so you understand your own numbers and make sharper calls every month. The sharper you get, the more valuable our work together becomes.
We finish it, and we finish it right.
We set the targets, hold you to them, and don't leave the work half-done. Your bookkeeper owns the line items; we make sure the numbers actually work and the decisions actually get made.
The problem
Net margin on one P&L. No single view of the group.
Cash, tax estimates, and what you actually took home sit across entities that do not talk. Everyone is doing their job. Nobody is putting the picture together.
The bookkeeper closes each company
Each set of books gets closed on its own. Clean, maybe. Connected, no. Nothing rolls up into one picture of the group.
The CPA files the returns
The returns get filed and the deadlines get met. That's compliance, not management. Nobody is using the numbers to run the group.
Nobody sits in the CFO seat
Across the entities, nobody owns the roll-up: where the cash is, what moves between companies, and what you actually took home. That's the seat we fill.
Client success
When the books talk, you finally see what you made.
One view changes the decisions: what to pay down, what to distribute, and what you actually took home. Here is one client's first twelve months.
Client engagement · 12 months
Net margin liftedin the first four months+2%
Owner take-homeadded by year-end+$30,000
New payroll capacityfunded without straining cash+$37,000
Operating cash reservesbuilt at the same time0 → 2 mo
The fit
We'd rather turn you away than waste your money.
We'll tell you on the first call if we're not a fit. Taking work we can't help you with is bad business for both of us.
Florida working ownerwhere you operate
Operating company plus at least one related entityreal estate, sister business, holdings
About $8M to $25M combined operating revenuethe band we serve
Firm owner or CEO ready to review monthlyyour commitment
Not a fit: single-entity companies, multiple entities doing less than $8 million in revenue combined, or owners outside Florida. Also not a fit: anyone looking for tax filing, inventory management, bookkeeping, or line-item execution. That's not what we do.
Let's get you one view of the group.
Book an introduction call →About FHC Prosper
A fractional CFO firm with an operator's mindset.
FHC Prosper is a fractional CFO advisory for Florida holding company owners. We give owners a CFO's judgment across the group, without the cost of a full-time hire and without a hand-off to junior staff. You work with a senior CFO, not a rotating cast.
How we work
We start with a conversation, not a pitch. We map how your entities connect and where the picture breaks, then anchor the engagement there. From there we put the missing pieces in place: rolled cash across entities, payables and distribution timing, a written view of owner take-home. Then we hold you to a monthly review.
We don't do fluff, and we don't do busywork. We set the targets and keep you accountable to them; line-item execution stays with your bookkeeper. You get the judgment of a senior operator, without paying for a department.
Leadership
Mario Tritto Jr.
PRESIDENT
Mario leads FHC Prosper as President. He sets the standard for how the firm works: practical advice, clear targets, and a monthly rhythm that keeps the work honest.
One job, done well: help owners and CEOs see their numbers clearly and make better decisions with them.
What we believe
Profit is a decision
Margin that isn't directed on purpose gets spent by default. Our job is to make the direction deliberate.
Specialists win
Florida holding company owners in one revenue band. Naming who we serve is how we serve them well.
Make you a sharper owner
We teach you to read your own numbers and hold your own targets. A sharper owner makes better calls, and makes our work together more valuable.
Let's get you one view of the group.
Book an introduction call →Our process
It starts with an introduction call.
A real conversation, not a pitch. We learn how your companies fit together, talk through where the pressure is, and give you a straight read on your biggest opportunity. If we're not the right fit, we'll say so.
The introduction call
A conversation to understand your entities and where the pressure is: cash, distributions, take-home. No deck, no hard sell. You leave knowing your biggest opportunity.
Scope & CFO match
We match you with the right CFO and scope the work around what's missing, not a fixed package. You see exactly what we'll handle and what stays with your team.
The monthly rhythm
We put the missing pieces in place, then meet every month to review performance against targets you own. The rhythm is the result.
A quick fit check before you book.
Most useful for firms that match the band below. Close but not exact? Reach out anyway. We'll be straight with you.
Based in Floridarequired
About $8M to $25M combined revenuecore band
Operating company plus related entitiesour niche
Book the call
Book your introduction call.
One conversation, about 45 minutes. Bring last year's revenue and a rough sense of your margin, and we'll handle the rest.
Fill out the form →contact@fhcprosper.com
Locations & service area
Florida firms only, on purpose.
We work exclusively with Florida-based holding company owners, anywhere in the state. That focus is deliberate: it keeps us fluent in the market and the way owners here actually run their groups.
How we deliver
Engagements run remote-first, built around a standing monthly owner review. The work stays close no matter where you are in the state.
Florida-only · by design
Why Florida only
One kind of ownerwe speak it
One market we knowcold
Deep focus, not spread thinon purpose